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Welcome to FirstResponderLegalInsurance.com

 

This site serves LEOs, Firefighters, EMTs and Paramedics. 

 

Dedicated sites are online at http://leolegalinsurance.com & http://firefighterlegalinsurance.com

 

First Responder Legal Insurance provides insurance from $100,000 - $250,000 limits which pays for your expert defense if you are ever singled out for an administrative action, civil or criminal investigation, loss of rank, & loss of time or benefits.  It is NOT: a prepaid legal/legal defense plan or other "NON-Insurance" product (that pays only reimbursement up to $12,500)! It's like a "Legal Umbrella Insurance" for First Responders - click for coverage.

 

It is YOUR INSURANCE POLICY - YOU OWN IT!  DEPEND ON YOURSELF by choosing INSURANCE PROTECTION with insurance limits up to $250,000+ starting at only $250 a year!  Our limits are up to twenty times higher than non-insurance plans (at similar costs)!

 

We have built an insurance structure enabling you to select the coverages that meet your individual insurance requirements.  Our options deliver maximum coverage to individual First Responders at group rate affordability!

 

The First Responder Legal Insurance is issued by an AM BEST rated A carrier!  Domestic insurers rated A (excellent) by A.M. Best provide financial stability and claims protection.

 

This short web-form is quick & easy to SUBMIT NOW - it takes only a minute! 

Scroll down & take a look - it's only a few clicks!

 

To receive your NO OBLIGATION quote simply:

 

- Select Coverages A & B - covered profession & desired policy limit
- Select Coverage C - civil proceedings coverage 

- Select Additional Features - optional coverages that match your needs

- Select Group (if any)

- Enter Contact Information

- Click Submit

 

We will contact you in follow-up, answer all your questions & deliver a proposed policy tailored to your needs.

 

If you prefer, please complete the Online Group Form here.

 


COVERAGES A & B (Core Plan) - Administrative Hearings & Criminal Proceedings
 

PROFESSION

$100,000 LIMIT Premium

$250,000 LIMIT Premium

None

Police

  $300.00 *

  $360.00 *

N/A

Firefighters

  $250.00 *

  $300.00 *

N/A

EMT/Paramedic

  $250.00 *

  $300.00 *

N/A

* Premium $ Includes all applicable state premium fees and taxes however rates in some jurisdictions may be higher.

 

COVERAGE C
Yes No  Extends coverage for Civil Proceedings and sub-limited third party damages.

 

ADDITIONAL FEATURES - The insurance coverage can be further tailored to address unique liability exposures through the addition of the following endorsements.  Please select YES for the features in which you are interested.

 

Individual Benifits
 Yes No Twenty-Four Hour Coverage. 10%-20% added to base rate.
Yes No Firearms. 10% added to base rate.
Yes No Good Samaritan & Off-Duty. Individually rated based on exposure level.  Click for Sample Endorsement

 

Group Benefits

Yes No Accidental Death. Individually and group priced.  Click for Sample Endorsement
 Yes No Toll-Free Professional Risk Management Hotline. $25 per year  Click for Sample Endorsement
Yes No Benevolent (Group) Life Insurance. $2 to $4 per month based on group  Click for Sample Endorsement

Yes No Choice of Counsel (included in our Group Rates only & not available for individual policies)  Click for Sample Endorsement

 

Group Selection
To minimize your premium & maximize your coverage we try to group our "individual" 1st responders in one of several groups whenever possible.  Please select from the pull down menu & enter the details for your selection, or just let us know how your found us.

 

 

 Enter Details:   

 

Contact Information
Insurance is specific to the individual & member group.  Please provide us with the information required below enabling us to group & underwrite your insurance policy & contact you in follow-up.

 

First Name:

 

Last Name:

 

Residence Address:

 

Residence City:

       

Residence State:

 

Residence Zip:

 

Email Address:

 

Verify Email:

 

Best Telephone:

 Area Code & Telephone:
 TEN (10) numbers only - no dashes

Best Time to Call:

 Call Start: HRS - Call End:            HRS
 military time: e.g. 1130HRS - 2015HRS
Comments (if any):

 

Important Notice: Completion of this request for an insurance quote does not constitute a contract of insurance, nor does it provide coverage for any incident, accident or loss. By clicking "SUBMIT" I acknowledge & understand insurance coverage will be effected subject to underwriting, premium/binder payment & the carrier issuing the policy to the insured in writing.

 

 


Tell your union or fraternal organization about this fantastic First Responder Legal Insurance -  just email us your organization's contact person info, website or email & we'll contact them.

 

The best way to reach us is by email to info@firstresponderlegalinsurance.com. We also may be reached by telephone at 516-933-1800 or by fax to 516-933-7777.

 

Note: All insurance is issued through the Public Service Defense Agency / Rockwood Programs, Inc. 4001 Miller Rd. Wilmington, De. 19802.